Qalqlet

Qalqlet is a financial calculator designed for UK users to quickly calculate their take-home pay, tax, mortgage, and pension using the official 2026/27 HMRC rates. It provides clear assumptions and sources, allowing users to compare results without needing to sign up. The platform offers tools for net pay, national insurance, pension, and student loan checks, as well as affordability assessments, monthly payments, and deposits.

It also supports calculations for company tax, dividends, small business costs, and household expenses including childcare and tax code support. Users can start with a question and receive a calculation, an explanation of the result, and links to official rates, covering various financial aspects such as mortgages, rent, pensions, investments, and commuting costs.